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Special Mortgage Lenders
By USVCP Staff Writers
December 2, 2022
VA Lenders Who Accept Sub-600 Credit Scores
Rocket Mortgage
1050 Woodward Ave.
Detroit, MI 48226
Telephone: 888-452-8179
Minimum Credit Score Required for Loan: 580
New American Funding
14511 Myford Rd., Ste. #100
Tustin, CA 92780
Telephone: 800-890-1057
Minimum Credit Score Required for Loan: 580
Carrington Mortgage Services
6100-6200 Tennyson Parkway, Ste. #100 & 210
Plano, TX 75024
Telephone: 800-561-4567
Minimum Credit Score Required for Loan: 500
Movement Mortgage
8024 Calvin Hall Rd.
Indian Land, SC 29707
Telephone: 877-314-1499
Minimum Credit Score Required for Loan: 580
Freedom Mortgage
P.O. Box 50428
Indianapolis, IN 46250
Telephone: 855-690-5900
Minimum Credit Score Required for Loan: 550
Note: The Federal Housing Administration (FHA loans) are geared toward borrowers with less than optimal credit, and typically require a minimum score of 580. If you are able to put down at least 10%, you may be able to get an FHA loan with a score as low as 500. But if your score is at least 580, you may be able to put down as little as 3.5%.
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