Traumatic Servicemembers’ Group Life Insurance


Members of the armed services serve our nation heroically during times of great need, but what happens when they experience great needs of their own because they have sustained a traumatic injury?  Traumatic Servicemembers’ Group Life Insurance (TSGLI) helps severely injured service members through their time of need with a one-time payment.  The amount varies depending on the injury, but it could be the difference that allows their families to be with them during their recovery; helps them with unforeseen expenses; or gives them a financial head start on life after recovery.


TSGLI is an insurance program that is bundled with Servicemembers’ Group Life Insurance (SGLI) and an additional $1.00 has been added to the service member’s SGLI premium to cover TSGLI.  After Dec. 1, 2005, all service members who are covered by SGLI are eligible for TSGLI coverage, regardless of where their qualifying traumatic injury occurred.  However, TSGLI claims require approval.  In addition, there is a retroactive program that covers service members who sustained a qualifying traumatic injury while in theater supporting Operation Enduring Freedom (OEF), Operation Iraqi Freedom (OIF), or while on orders in a Combat Zone Tax Exclusion (CZTE) area from Oct. 7, 2001, through Nov. 30, 2005.